Barclaycard Revamps Student Credit Card

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EDINBURGH, SCOTLAND, September 14, 2006 – As a huge number of understudies take off to college this month, Barclaycard is propelling (fourth September) Barclaycard Understudy Visa, another Mastercard intended to help understudies utilize credit sensibly and pick up the most from their time at college.

Barclaycard Understudy offers the most minimal run of the mill APR of any understudy charge card and has presented a large group of enhanced elements for clients who are new to credit:

a 12 month, cash sparing, premium free offer on a Dell Inspiron note pad

a credit farthest point of 600 at record opening

no expense for unintentionally going over as far as possible

free instant message updates when the regularly scheduled installment is expected

a base month to month reimbursement of 5%

another, low standard buy APR of 14.9%

another, low rate of 14.9% on loans (a 2.5% money taking care of charge applies, with at least 2.50)

Barclaycard Understudy can likewise help with college contemplates with its offer of a Dell note pad at a restrictive cost of 360. The portable workstation comes completely stacked with the MS Works programming suite and to help understudies spread the cost, cardholders can reimburse this intrigue free at 30 every month for 12 months.

James Le Brocq, Head of Barclaycard UK Charge cards said: \”We have attempted to make a card which will help understudies get the most out of college life yet perceives that there are times when funds will be under weight.

\”By keeping credit limits sensible, decreasing charges and presenting highlights like content updates, understudies can assemble a record as a consumer which will demonstrate helpful all through college and past.\”

Current understudy Mastercards, scratch highlights:

Standard APR Money Rate (+ taking care of charge) Late Installment Expense Over-cutoff charge Least installment

Barclaycard

Understudy 14.9% (2.5% min 2.50) 12 0 5%

HSBC 18.9% 21.47%(2.5% min 2.50) 12 3%

NatWest 18.9% 20.89%(2% min 2.50) 12 2.25%

Lloyds 17.9% 17.95%(2.5% min 2.50) 12 2%

Data right according to card backers\’ sites: August 31 2006

Notwithstanding a low APR and alluring portable workstation offer, Barclaycard Understudy incorporates a scope of rebates, for example, 20% off chose items at Argos, cash off RAC participation, Forlorn Planet aides and items from sites including www.cdwow.com and www.buyagift.co.uk

For additional data, please contact:

Ian Hairdresser, Head of Advertising

Tel: + 44 (0)1604 251 229

Notes to editors:

Barclaycard Understudy will be accessible from fourth September in Barclays branches and by means of www.barclaycardstudent.co.uk. There is no necessity to hold a Barclays understudy financial balance to be qualified for Barclaycard Understudy

Credit utmost of 600 incorporates the 360 price tag of the Dell journal for those clients that acknowledge the offer

The Dell scratch pad is repayable intrigue free more than 12 month to month Coordinate Charge portions of 30. Reimbursements are notwithstanding the month to month 5% least installment.

The Barclaycard Understudy Dell Inspiron scratch pad offer right now spares 16 on the on-line retail cost. Bundle incorporates:

Intel Celeron M Processor 380

MS Works programming suite

Windows XP Home Version

256MB DDR2 SDRAM

40GB Hard Drive

24xCDRW/8xDVD

Remote System Card

Barclaycard Understudy additionally gives:

20% off four top items at Argos

25% off RAC Enrollment

20 off a consolidated Maxim and Administration at KwikFit

20% off anything at Purchase A Blessing

Recreation vouchers worth 250 for 10 price tag

Full subtle elements at Barclaycard Understudy Visa from fourth September

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